Health Insurance Quote Online

Health insurance is a topic most people are very familiar with. However, some people still find it difficult to understand how to go about it. Just like insuring your car, house, and any other thing you can think of, your health can also be insured.

In this article, I will be sharing with you in a tabular form, a health insurance quote that is based on a general basis.

 1) Justification for any unreasonable rate increases.

(Include all information as to why the rate increase is justified.  Attach supporting documentation    to the file.)

N/A

2)  Overall annual medical trend factor assumptions for all benefits

 7.2%

3)  Actual Costs by Aggregate Benefit Category

Hospital Inpatient Dollar Cost:

$2,691,400

Cost as Percentage of Medicare:

N/A

Hospital Outpatient (including ER) Dollar Cost:

$2,017,851

Cost as Percentage of Medicare:

N/A

Physician/other professional

services

Dollar Cost:

$665,107

Cost as Percentage of Medicare:

N/A

Prescription Drug Dollar Cost:

$15,563,891

Cost as Percentage of Medicare:

N/A

Laboratory (other than

inpatient)

Dollar Cost:

$95,331

Cost as Percentage of Medicare:

N/A

Radiology (other than

inpatient)

Dollar Cost:

$22,697

Cost as Percentage of Medicare:

N/A

Capitation (professional) Dollar Cost and Description:

$49,333,931

Capitation (institutional) Dollar Cost and Description:

$46,126,281

Capitation (other) Dollar Cost and Description:

$3,059,070

Other (describe) Dollar Cost and Description:

$270,128

4)  Amount of Projected Trend, by Aggregate Benefit Category, Attributable to Use of Services, Price Inflation, Fees and Risk

Hospital Inpatient Trend attributable to use of services:

1.0%

Trend attributable to price inflation:

8.9%

Trend attributable to fees and risk:

N/A

Hospital Outpatient

(including ER)

Trend attributable to use of services:

4.0%

Trend attributable to price inflation:

5.8%

Trend attributable to fees and risk:

N/A

Physician/other professional

services

Trend attributable to use of services:

3.0%

Trend attributable to price inflation:

6.8%

Trend attributable to fees and risk:

N/A

Prescription Drug Trend attributable to use of services:

2.0%

Trend attributable to price inflation:

12.7%

Trend attributable to fees and risk:

N/A

Laboratory (other than

inpatient)

Trend attributable to use of services:

3.6%

Trend attributable to price inflation:

6.2%

Trend attributable to fees and risk:

N/A

Radiology (other than

inpatient)

Trend attributable to use of services:

3.1%

Trend attributable to price inflation:

6.7%

Trend attributable to fees and risk:

N/A

Capitation (professional) Trend attributable to use of services:

3.0%

Trend attributable to price inflation:

3.2%

Trend attributable to fees and risk:

N/A

Capitation (institutional) Trend attributable to use of services:

3.0%

Trend attributable to price inflation:

2.5%

Trend attributable to fees and risk:

N/A

Capitation (other) Trend attributable to use of services:

2.0%

Trend attributable to price inflation:

-0.9%

Trend attributable to fees and risk:

N/A

Other (describe) Trend attributable to use of services:

3.0%

Trend attributable to price inflation:

6.8%

Trend attributable to fees and risk:

N/A

5)  Other Information

Complete and submit the form.

Note that this quote is a general view and assumption of what a health insurance might cost you. Always remember to consult a professional before making a concrete decision concerning your health insurance plan.

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