Health insurance is a topic most people are very familiar with. However, some people still find it difficult to understand how to go about it. Just like insuring your car, house, and any other thing you can think of, your health can also be insured.
In this article, I will be sharing with you in a tabular form, a health insurance quote that is based on a general basis.
1) Justification for any unreasonable rate increases.
(Include all information as to why the rate increase is justified. Attach supporting documentation to the file.)
|
N/A |
2) Overall annual medical trend factor assumptions for all benefits
| 7.2% |
3) Actual Costs by Aggregate Benefit Category
| Hospital Inpatient | Dollar Cost:
$2,691,400 |
| Cost as Percentage of Medicare:
N/A |
|
| Hospital Outpatient (including ER) | Dollar Cost:
$2,017,851 |
| Cost as Percentage of Medicare:
N/A |
|
| Physician/other professional
services |
Dollar Cost:
$665,107 |
| Cost as Percentage of Medicare:
N/A |
|
| Prescription Drug | Dollar Cost:
$15,563,891 |
| Cost as Percentage of Medicare:
N/A |
|
| Laboratory (other than
inpatient) |
Dollar Cost:
$95,331 |
| Cost as Percentage of Medicare:
N/A |
|
| Radiology (other than
inpatient) |
Dollar Cost:
$22,697 |
| Cost as Percentage of Medicare:
N/A |
|
| Capitation (professional) | Dollar Cost and Description:
$49,333,931 |
| Capitation (institutional) | Dollar Cost and Description:
$46,126,281 |
| Capitation (other) | Dollar Cost and Description:
$3,059,070 |
| Other (describe) | Dollar Cost and Description:
$270,128 |
4) Amount of Projected Trend, by Aggregate Benefit Category, Attributable to Use of Services, Price Inflation, Fees and Risk
| Hospital Inpatient | Trend attributable to use of services:
1.0% |
| Trend attributable to price inflation:
8.9% |
|
| Trend attributable to fees and risk:
N/A |
|
| Hospital Outpatient
(including ER) |
Trend attributable to use of services:
4.0% |
| Trend attributable to price inflation:
5.8% |
|
| Trend attributable to fees and risk:
N/A |
| Physician/other professional
services |
Trend attributable to use of services:
3.0% |
| Trend attributable to price inflation:
6.8% |
|
| Trend attributable to fees and risk:
N/A |
|
| Prescription Drug | Trend attributable to use of services:
2.0% |
| Trend attributable to price inflation:
12.7% |
|
| Trend attributable to fees and risk:
N/A |
|
| Laboratory (other than
inpatient) |
Trend attributable to use of services:
3.6% |
| Trend attributable to price inflation:
6.2% |
|
| Trend attributable to fees and risk:
N/A |
|
| Radiology (other than
inpatient) |
Trend attributable to use of services:
3.1% |
| Trend attributable to price inflation:
6.7% |
|
| Trend attributable to fees and risk:
N/A |
|
| Capitation (professional) | Trend attributable to use of services:
3.0% |
| Trend attributable to price inflation:
3.2% |
|
| Trend attributable to fees and risk:
N/A |
|
| Capitation (institutional) | Trend attributable to use of services:
3.0% |
| Trend attributable to price inflation:
2.5% |
|
| Trend attributable to fees and risk:
N/A |
|
| Capitation (other) | Trend attributable to use of services:
2.0% |
| Trend attributable to price inflation:
-0.9% |
|
| Trend attributable to fees and risk:
N/A |
|
| Other (describe) | Trend attributable to use of services:
3.0% |
| Trend attributable to price inflation:
6.8% |
|
| Trend attributable to fees and risk:
N/A |
5) Other Information
Complete and submit the form.
Note that this quote is a general view and assumption of what a health insurance might cost you. Always remember to consult a professional before making a concrete decision concerning your health insurance plan.
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